A good Travel Insurance policy will cover you for cancelling or cutting a trip short. Check carefully to see exactly what youre covered for: Accident, Illness. Pregnancy (unknown when you buy the policy), Jury service or witness summons, Home emergency: Fire, Storm, Flood, Burglary, Redundancy, Strikes, Bad weather affecting the departure of flights and ships.
Ensure your policy will refund the full cost of your holiday, pays out if you need to cancel or cut short a trip because you fall ill for example. Will it cover pre-paid expenses such as excursions, extra costs incurred to get home?
If you have a pre-existing medical condition, you should check to see if it falls within Non Screen Conditions which are automatically insured without screening or extra premium. Otherwise, tell your insurer about any other condition which you wish to be covered for.
Ask your doctor how the trip might affect your health, check local conditions such as climate and pollution levels and consider how you might be affected, carry a doctors letter and a copy of any prescriptions, ensure your medication is legal in the country you are visiting the British Embassy can advise you.
Learn key words and phrases in the local language for your condition, medication and emergency help.
The Emergency Assistance Card will give you access to 24 hour Assistance. This important document should always be carried with you, it should prevent you having to pay for medical treatment and other related costs. This important service will also provide help and guidance to your travelling companion and take care of repatriation arrangements